Car Accident!!!!

Ok, so I'm driving to my Com101 class this evening. Minding my own business. I come to a spot on the road and see cars on the right stopped at a stop sign. I proceed with caution. Suddenly, just as I'm on top of the stop sign. This woman floors her car and goes through it. Causing me to slam into her car. I threw my car in park and jumped out of the car. She starts yelling that I was speeding. So, trying to stay as calm as possible, I said, "Hello???? You went through a bleeping stop sign". She starts to cry about how she didn't pay her insurance so that she could pay her tuition. I'm half listening to her and half worried about my car. I popped my hood, did not see any visible damage, I backed up my car to make sure nothing was leaking underneath and luckily it was not. I have some minor damage, but nothing I can't live with. I have a 96 Ford T-Bird so it's a pretty heavy car, Thank God. I smelled antifreeze and I'm pretty sure it was coming from her car. She has much more damage that I do. So I said, "Let me get my cell and call 911. Again, she started to cry that she has no insurance. So I thought about the situation. Since my car is a 96, I only have general liability, not collision. Therefore, If she has no insurance, I have no recourse anyway because my insurance wouldn't cover damage to my vehicle. What's the point in even reporting it to my own? My rates will go up, she will get in trouble for being uninsured, have her license suspended, cause much more stress that I care to deal with right now. And my car would still be damaged. So I took her information along with her name and number, I gave her my name and number also and told her if anything to give me a call. I feel bad for her because I understand the position she is in. It's a shame that people have to choose to either further their education or pay for their car insurance. Just like some people have to choose to either eat, pay for medication, or pay their rent/mortgage. It's disgusting that things are so difficult in this day and age. So many people cannot even manage a whole month without being stressed out over money. Stress causes so many problems, emotionally, physcologicly, and medically.
I'm glad that I wasn't hurt although I do have a headache and my back hurts a little bit. I guess that's normal when you slam into an immobile object. I'm lucky my head didn't hit the windshield. I'll be fine, she'll be fine. And tomorrow we'll each wake up to the reality of tonight when we take a good look at our cars in the light of day.